Secure your retirement with precision. Calculate your expected retirement corpus, lumpsum withdrawal, and monthly pension from the National Pension System (NPS) instantly.
๐๏ธ Launch NPS Tool โ โก Instant Pension Projections โข ๐ 100% Private โข ๐ Smart Retirement PlanningGet a clear estimate of your monthly pension based on your current age, retirement age, and expected annuity rates.
Your financial future is your business. All calculations happen locally in your browser, ensuring no sensitive data is ever uploaded or stored.
Visualize the 60% tax-free lumpsum withdrawal amount you can receive at maturity versus the 40% mandatory annuity investment.
Easily adjust monthly contribution amounts and expected return rates to see how different investment strategies impact your retirement wealth.
Input your current age, retirement age, and the amount you wish to contribute monthly to NPS.
Enter the annual return rate you expect from your NPS Tier-1 account and the percentage for annuity purchase.
Instantly see your total corpus, the tax-free lumpsum amount, and your estimated monthly pension.
Understand the impact of compounding on small monthly contributions over a 20-30 year career span.
Ensure you have a reliable monthly income stream during your post-retirement years with precise planning.
Compare NPS with other retirement instruments like PPF or EPF to build a diversified tax-efficient retirement strategy.
We respect your financial security. Our NPS tool runs purely in your browser's RAM; no investment amounts or age details are ever logged or tracked.
NPS is a voluntary, long-term retirement savings scheme designed to enable systematic savings during your working life to provide a pension later.
At age 60, you can withdraw up to 60% of your total corpus as a tax-free lumpsum. The remaining 40% must be used to purchase an annuity for your pension.
NPS is a market-linked product. Returns depend on the performance of the underlying asset classes (Equity, Corporate Debt, Government Bonds) chosen by you.